Privacy Policy

Joy Credit Software LLC is serious about protecting your online privacy. This Privacy Statement explains our views and practices concerning privacy, and how they may pertain to you as a user of our system.

“You” or “Your” means you as a participant in or as a user of Joy Credit Software LLC “We” or “Our” or “Us” means Joy Credit Software LLC “Our site” means Joy Credit Software LLC

Section 1. Collected Information

We automatically collect and/or track the following:

1. web page http headers (home server domain names, IP address, type of client computer, and type of Web browser);
2. information knowingly provided by you through on-line forms, registration forms, surveys, and or other entries, such as email addresses, personal, financial or demographic information;
3. information, user specific or aggregate, on what pages our visitors access and
4. the e-mail addresses of visitors that communicate with Joy Credit Software LLC via e-mail.

Section 2. Use of Data Collected

We use your personal, demographic and profile data to enhance your experience at our site, enabling us to present content we think you might be interested in. We use your contact information to send you information about our company and promotional material from our partners. We may also use your personal, demographic and profile data to improve our site, for marketing and promotional purposes, for statistical analysis, and for editorial or feedback purposes for our advertisers. Information collected by us may be added to our databases and used for future e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online.

Section 3. Disclosure of Data to Third Parties

We will only disclose to third parties information knowingly and voluntarily disclosed by you, or aggregate demographic and profile data. We reserve the right to share, rent, sell, or otherwise disclose data we collect to third parties. Any third party we share, rent, sell, or otherwise disclose data to will be carefully prescreened by us, determined by us to be reputable, and will use the personal data for marketing products and services which we determine, in our sole judgment, that you might find of interest.

This site contains links to other sites and we are not responsible for the privacy practices or the content of such sites.

We may use third-party advertising companies to serve ads on our behalf. These companies may employ cookies and action tags (also known as single pixel gifs or web beacons) to measure advertising effectiveness. Any information that these third parties collect via cookies and action tags is completely anonymous.

Section 4. Your Opt-Out Rights

You may opt-out of receiving communications from us and or our partners when we acquire your information. We also allow you to unsubscribe from our database. If you unsubscribe from our database, your information will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondences to you. You can unsubscribe by writing to us via postal mail at the address below or by completing the unsubscribe form.

Section 5. Your Rights To Your Personal Data

Upon request via postal mail or e-mail, we will provide you a summary of personal information retained by us. We will only send your personal records to your e-mail address or postal address we have on file for you. You may modify, correct, change, or update your personal record or remove your personal record from our database by contacting Joy Credit Software LLC via postal mail at the address below

Section 6. We Do Not Intend To Collect Data From Children

The information and services provided us or our affiliates, sponsors, and advertisers are not intended to be viewed by children (under 18 years old). No information collected from children is knowingly used for any marketing or promotional purposes whatsoever, either inside or outside Joy Credit Software LLC.

Section 7. Our Right To Contact You

We reserve the right to contact you regarding your account status and changes to subscriber agreements, privacy policy, or any other policies or agreements relevant to you.

Section 8. Our Right To Change

We reserve the right to change this policy at any time by notifying you of the existence and location of the new or revised privacy policy or by posting the changes online at our site.

Section 9. Special Notifications for California Residents ‐ Your California Privacy Rights

Individuals who are residents of California and have provided their personal information to us may request information regarding our disclosures, if any, of their personal information to third parties for direct marketing purposes. To make such a request, please write to: Joy Credit Software LLC, 8484 Wilshire Blvd #515 Beverly Hills CA 90211, Attention: Privacy Department. California privacy rights requests must include the reference “Request for California Privacy Information” in the body of the message and must include the email address or mailing address, as applicable, for us to send our response. Within thirty days of receiving such a request, we will provide a list of the categories of personal information disclosed to third parties for third-party direct marketing purposes during the immediately preceding calendar year, along with the names and addresses of these third parties. This request may be made no more than once per calendar year. We reserve the right not to respond to requests submitted other than to the address specified in this paragraph.

If you have any questions about this privacy statement, the practices of this site, or your dealings with this website.

Email: support@creditjoy.com Phone: 844-903-0801
Joy Credit Software LLC
800 N KING STREET SUITE 304 1384 WILMINGTON, DE 19807
Effective as of October 1st, 2023

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